39.6 hp and 33.3 at the PTO take the CK 20-tier as far as it goes, on the same 2,734 lb frame as the 34.9 hp CK3520 with the same 1,969 lb loader and 11.7 gpm pump. Sold gear at $26,681, three-range hydrostatic at $27,571, or as the SEH cab at $39,826.
1.25 PTO hp per $1,000 of list price
As published by the maker
On the price: The maker's own published starting figure for the base build. A dealer adds a loader, a deck and freight on top.
Lift figures are the maker's and are quoted at whichever point the maker chose; the about page explains why two loaders with the same number do not lift the same pallet.
Comes with
From owner discussion and long-term write-ups
Gathered from owner reports
The CK4020 is mostly bought on finance terms rather than on specification. Owners in the evidence keep naming the same thing: a 0% offer stretched to ten years on the CK series, which put an SE cab model at $36,800 and about $290 a month for one buyer, and convinced another who says he never buys new to buy new. Cross-shopped against a TYM 474H the two came within about $600 of each other, and where a dealer has repriced incoming CK3520 stock, a leftover CK4020 has landed at the same money. In use it is unremarkable in the good sense — one owner three years in calls it good, another 30 hours in calls it great — and the loader does what owners ask, with one reporting it picking 900 lb all day given a ballast box on the back.
The pattern worth knowing before you take delivery is that several of these arrived with something electrical not working. One machine an hour old would not restart the next day and threw four error codes at once. A cab model three hours old had no air conditioning although the heat worked. A third owner could not get the upper cab lights to come on at all and could not tell whether that was wiring or his own misunderstanding. None of these are engine problems, but all three are handover problems, and they argue for running every system on the machine before the delivery truck leaves. The other consistent note is size: two owners are already trading up to a DK, one of them saying after three good years that he wishes he had bought the bigger frame to begin with.
Summarised from public owner discussion, not from testing. Nothing here was measured by this site, and a report that recurs is not the same as a defect rate.
Cross-shopped against
Same brand or same size, nearest in price
Kioti
The 40-tier version of Kioti's 39.5 hp compact, with the intercooled 3H-TH4A engine and the cab trim the 20-tier does not get as cleanly. It pays for that with a smaller 1,657 lb loader and 11.3 gpm where the CK4020 has 1,969 lb and 11.7.
Spec sheet & owner notesKioti
Kioti's 40-tier sits above the CK3520 on price and below it on loader capacity: a 3H-TH4A intercooled engine, 0.1 hp more, 1,657 lb at the loader pin against the 3520's 1,969, and 11.3 gpm against 11.7. Gear $24,769, hydrostatic $25,769, cab $37,469.
Spec sheet & owner notes
Kioti
The 20-tier CK at 34.9 hp, and the cheapest way into Kioti's 1,826 cc common-rail engine. Its KL4030C loader lifts 1,969 lb at the pin - more than the pricier 40-tier CK3540 - which is the argument for buying the older tier. Gear $24,265, hydrostatic $25,171, cab $36,937.
Spec sheet & owner notes